Hot Tub Financing in Kitchener
Every hot tub, swim spa and sauna on this site carries 0% for 12 months on approved credit, and each product page already shows the bi-weekly figure so you know the number before you visit Kitchener.*
Buying a tub in Waterloo Region tends to happen around a life event: a first house in a new subdivision with closing costs still fresh, a renovation that ate the budget, or a farm operation whose cash arrives in the fall. Financing matches the payment to that reality instead of waiting another winter. The Nordic Sport All-In-110V works out from $15.01 bi-weekly and the Retreat All-In-110V from $18.62 bi-weekly, and every Jacuzzi, SwimLife, Clearlight and Serenity model shows a bi-weekly figure on its page. Approval takes a few minutes in the showroom or by phone, and our staff can price a specific model over the term you choose.
J-215
J-245
J-335
J-385
J-445
J-508
Choose your model
Pick the tub, spa or sauna and note the bi-weekly payment on its page; that is the starting figure at the current sale price.
Apply in minutes
Apply at the showroom or by phone with a Kitchener team member; most applicants have an answer before they leave the parking lot.
Delivery gets booked
With approval in hand we schedule the crew, coordinate the crane if your gate needs one, and line up your electrician.
What exactly does 0% for 12 months OAC mean for me?
For the first 12 months of bi-weekly payments you pay no interest, provided you are approved on credit. How long the loan runs after that depends on the product, and longer terms at standard rates are available if you want a lower payment. Most applications get a decision within minutes.
Where does the bi-weekly number on each product page come from?
It is the advertised starting payment for that model at today's sale price under the 0% for 12 months promotion, on approved credit. Because amortization varies by product, two models at similar prices can show slightly different payments. The Kitchener team can rework it for any term or frequency you prefer.
Can I roll delivery, the cover lifter or chemicals into the financing?
Yes. Delivery, steps, lifters, covers, start-up chemicals and any in-store bundle can go on the same agreement as the tub. Electrical is the one exception, because your licensed electrician invoices that work directly.
Will I need money down?
Usually not. On approved credit most buyers finance the full amount with no down payment. If you would rather put something down to shrink the bi-weekly figure, tell us and we will price it both ways.
*0% interest for 12 months bi-weekly finance payment, on approved credit. Amortization period varies by product. Other financing options are available.